Pre-auction title & lien-position reports

The $39 first-level check on what survives the foreclosure sale.

Before you bid, you don't need a full title commitment — you need to know you won't be ambushed by a surviving lien after you've already won. The $39 pre-bid snapshot is that first-level check: what's senior, what's junior, and what rides along after the gavel. If the deal gets serious, it credits toward the deeper $78 exam.

From property to underwrite

  • Find the property Browse the Florida foreclosure auctions we cover and open the case you're evaluating.
  • Buy the $39 report On the property page, start checkout — one-time $39 via Stripe, no subscription.
  • Read the verdict Get the risk verdict and surviving-lien read for that specific case.
  • Underwrite the bid Use the lien-position read to set a max bid you can defend.

A report built for a bidding decision

  • Lien-position analysis The order of claims against the property relative to the foreclosing lien, read from the case's current court file at order time.
  • Document-confirmed where it counts First mortgages and Fla. Ch. 713 mechanic's liens / Notices of Commencement are confirmed against recorded county documents (Official Records checks are live in Sarasota today).
  • Assessed and flagged everywhere else HOA and condo claims, judgments, municipal and code-enforcement exposure, IRS and UCC filings are assessed from the court file and flagged for verification before you bid — we don't claim document confirmation we haven't done.
  • Bid-relevant verdict A red / yellow / green read you can translate directly into a maximum bid.

Don't limit your check to the mortgage

Distressed properties almost always carry more than one lien — mechanic's liens, UCC filings, HOA claims — don't limit your check to the mortgage.

  • The ambush scenario The lien that hurts is the one you find after you've already won — a surviving junior claim the sale doesn't wipe out.
  • Fresh at order time Your report is generated when you order it, against the case's current court file — not pulled from a bulk property database refreshed on someone else's schedule.
  • Snapshot now, deeper exam if needed $39 buys the pre-bid snapshot. If the deal is serious, upgrade to the $78 full exam on the same case file — your $39 credits toward it.

Report questions

How much does a report cost?
$39 per pre-auction title/lien risk report, purchased on the specific property's page. The price is shown at Stripe checkout.
Where do I buy it?
On the property page for the case you're evaluating. Browse the auctions we cover, open a property, and the report buy option is there.
Which findings are document-confirmed?
Two categories: first mortgages, confirmed against recorded county Official Records, and Ch. 713 mechanic's liens / Notices of Commencement, confirmed against recorded documents. Everything else — HOA and condo claims, judgments, municipal, IRS, and UCC exposure — is assessed from the court file and flagged for you to verify before bidding.
Is the data live or from a database?
Live per order: the analysis runs against the case's current court file at the moment you order, with recorded-document checks against county Official Records where that integration is live (Sarasota today). Nothing is served from a stale bulk database.
Is this legal advice or a title guarantee?
No. It's a first-level pre-bid check — professional underwriting support for your bid decision, not a legal opinion, title commitment, or insurance policy. Before you bid you don't need a full title commitment; you need to know what's likely to survive the sale.
Do reports cover all Florida counties?
Reports are available for the counties in our coverage; the public coverage page lists them.

Bid on what the title actually says.

Buy the $39 report on the property page. New buyers can request access below.